Working with insurance companies can be difficult, but necessary. If you or a family member has been injured in an accident, you will want to file an insurance claim. The goal is to have your medical expenses, lost wages and other damages compensated. However, insurance companies are notoriously tough. You will want a legal team who knows how to work with your insurer and fight for you if necessary. The attorneys at Allman, Mitzner & Fawley, LLC, in Denver have years of experience helping those in this tough situation.

There are two types of insurance claims. A first-party claim is when you file with your own insurance company. A third-party claim is when you file with the other person's provider. It all depends on who was at fault in the accident. Our attorneys also have experience handling motorists who are underinsured or uninsured. Say a driver doesn't have enough, if any, coverage. This means that he or she cannot pay for your damages, forcing you to pay out of pocket. We know how to help in this situation.

It is important to act quickly. Our team of lawyers can help you navigate this confusing process in a timely manner. Typically, you want to act within 24 hours. The insurance company will open a claim and, based on the findings, might issue you a settlement check. It's also possible that it will deny your claim altogether, forcing you to pay all your bills on your own. This is where our team can help get you what you deserve.

What Is A Bad Faith Claim?

In Colorado, insurance companies are required to go through certain steps when evaluating your case. Unfortunately, they don't always do this. An insurance company acts in bad faith when it does not go through the correct steps, resulting in a loss of benefits. This is where our team of lawyers can help you. Our attorneys will investigate to make sure your company has gone through the proper steps. Did it perform a diligent investigation? Did it resolve the claim in a timely manner? Put your faith in our attorneys. We know how to help.

What You Need To Know About ERISA

Another common insurance dispute occurs with employers over disability benefits. The Employee Retirement Income Security Act (ERISA) oversees employee benefits. If your employer provides health, retirement and disability benefits, you are entitled to receive these when necessary. Unfortunately, some employers ignore these laws and don't follow through. You may need to dispute your ERISA benefits if you feel you are not getting what you were promised. Our team understands this complex legal system and can help guide you.

Act Quickly; Call Our Office Today

It can be confusing to know what to do when talking with your insurance company. We can evaluate your case and will have an honest conversation about what you are entitled to. Call us today for a free consultation at 303-293-9393 or fill out our contact form.